The full spectrum
of business capital.
From a $50K equipment loan to a $15M acquisition stack. From SBA-preferred banks to private equity. We operate across every category of business capital because no single category covers every deal.
Working Capital
$50K – $5MCapital that moves at the speed of your business.
When your business is operating and you need cash to keep things moving (payroll, inventory, build-out, expansion), working capital loans fill the gap. We place lines of credit, term loans, invoice financing, and alternatives to merchant cash advance, and lenders in this space can typically fund in days rather than months. For accepted clients, we can also secure a standalone business line of credit of up to $100,000 for short-term cushion outside of primary financing, with complementary BLOCs of up to $250,000 available alongside larger loans.
- Standalone BLOC up to $100K, or complementary BLOC up to $250K alongside a funded loan
- Business lines of credit ($25K – $500K)
- Short-term and longer-term working capital
- Invoice financing and factoring
- MCA alternatives at lower rates
Equipment Financing
$50K – $5MThe equipment secures the loan, so the terms work.
Equipment loans are some of the easiest to place because the equipment itself collateralizes the deal. Lower rates, longer terms, faster approvals. We finance trucks, machinery, restaurant build-outs, medical and dental equipment, manufacturing tooling, and just about anything you can title.
- Heavy equipment, vehicles, and trailers
- Restaurant and commercial kitchen build-outs
- Medical, dental, and veterinary equipment
- Manufacturing, production, and CNC tooling
Commercial Real Estate
$250K – $15MOwner-occupied, investment, ground-up.
Commercial real estate financing requires lender relationships built over years. We have them. SBA 504, conventional commercial mortgages, construction loans, and bridge financing. Our CRE partners can fund qualified clients with 0% down on deals up to $5 million.
- 0% down available up to $5M for qualified clients
- SBA 504 for owner-occupied real estate (10% down)
- Conventional commercial mortgages
- Construction and ground-up financing
- Bridge loans for fast-moving deals
Business Acquisitions
$250K – $15MBuy a business. Buy out a partner. Roll up a market.
Acquisition financing is where deal structure matters as much as the rate. We package the loan, model the projections, structure seller notes when they help, and place it with lenders who understand acquisition math. Some acquisition structures can fund with as little as 0% down, though we recommend clients have at least 10% available in case the deal structure calls for it.
- As low as 0% down with the right deal structure
- SBA 7(a) for acquisitions and partner buyouts
- Conventional acquisition financing
- Seller note structuring and negotiation
- Roll-up and multi-location strategies
Startup Capital
$50K – $5MCapital for first-time owners and pre-revenue ventures.
Most lenders won't touch a startup. We know which ones will, what they want to see, and how to package your deal so it gets approved. For first-time founders with the right deal structure, we can place up to $5 million in startup capital. SBA programs, specialty startup lenders, CDFI options, and structured private placements.
- Up to $5M for first-time founders with the right structure
- SBA Microloan (up to $50K)
- SBA Community Advantage (up to $350K)
- Specialty startup and pre-revenue lenders
- CDFI options for limited credit or collateral
Refinance & Restructure
$50K – $5MStop the bleed. Free up cash flow.
If you're stacked with MCAs or sitting on high-rate term debt that's eating your margins, refinancing is often the highest-ROI move you can make right now. We consolidate, refinance, and restructure to lower rates and longer terms.
- Consolidate MCA stacks into a single term loan
- Refinance high-rate working capital
- Restructure to extend terms and lower payments
- Debt consolidation through SBA programs
Beyond the loan
We do the work
most brokers won't.
Loan Packaging
Three-year projections, business plans, cleaned-up financials, use of funds, lender-specific narrative. We build the file every lender wants to see.
Credit Repair Partners
Personal and business credit. Our credit repair partners can get your file lender-ready before submission. Most lenders see a higher score, not the story behind it.
CDFI Access
Community Development Financial Institutions are mission-driven lenders built to serve borrowers traditional banks will not touch, including those with limited credit, limited collateral, or previous denials. We place these deals when other firms in this space cannot.
Let's get you funded
Capital is closer
than you think.
The pre-qualify form takes about 90 seconds and gets you to a real answer from our team. Tell us what you are working on, and we will tell you what is possible.
About 90 seconds to complete, no credit pull, and no commitment to continue past the strategy call.