A capital placement firm
built for American businesses.
We're a capital placement firm for American businesses serious about funding. From a $50K equipment loan to a $15M acquisition stack. Through 250+ institutional partners and a process built on direct relationships, pre-vetted files, and a team that stays in your deal from accepted file to wire.
Our story
Built by people who've been the borrower.
Most firms in this space compete to take on clients. We built Oak River around the opposite premise: that lenders compete to take our deals because we only send the ones that fit. That model only works if you do the work upfront.
So we did. We built deep relationships across the full range of institutional capital partners. We hired people who know underwriting, not just sales. We established CDFI relationships for borrowers banks won't touch and brought on credit repair partners for the files that need them. We committed to stay in every accepted file from intake to wire.
The result is a firm where the same team you talk to on the first call is the team that closes your deal.
What we stand for
Four commitments
that shape every deal we touch.
Stay engaged through closing
Our team does not disappear after the introductory call. We run point on every accepted file from intake through the wire transfer, and that commitment is part of every engagement we accept.
Pitch every deal like it is our own
We identify the lender most likely to fund your file and pitch the deal directly, pushing back on pricing, structure, and covenants in the process. The goal is always the strongest offer we can secure on your specific transaction.
Tell our clients the truth
When a deal is not fundable, we say so. When a rate is uncompetitive, we say so. When a client would be better served by waiting six months and strengthening their file, we recommend that, even at the cost of the immediate engagement. Trust is what brings clients back for the next deal.
Make the difficult deals work
For files involving limited credit, limited collateral, or previous denials, we draw on our CDFI relationships and our credit repair partners to build a path to funding that other firms in this space typically walk away from.
Built in Wyoming. Working nationwide.
An Oak River Lending file
is treated like our own money.
We're structured as a Wyoming LLC and work with clients across all 50 states.
Let's get you funded
Capital is closer
than you think.
The pre-qualify form takes about 90 seconds and gets you to a real answer from our team. Tell us what you are working on, and we will tell you what is possible.
About 90 seconds to complete, no credit pull, and no commitment to continue past the strategy call.