Start to funded,
with us in the deal the whole way.
Most loan brokers hand you off after the intro call. We don't. From the moment you fill out the pre-qualify form to the day the wire hits your account, we're running point on your file.
- 01
90 seconds
90 seconds
Pre-qualify
Tell us about your business and your deal. Self-reported information only. No credit pull. No commitment. We use what you share to figure out which lenders fit your specific deal.
- Loan amount, purpose, and timing
- Time in business, annual revenue
- Self-reported credit range
- Industry, state, and business structure
- 02
30 to 45 minutes
30 to 45 minutes
Strategy call
We get on a call and go deeper. We walk through your deal, timeline, and goals. By the end you'll know exactly which loan products fit, what rate range to expect, what terms are realistic, and what documents we need.
- Match deal to specific lender products
- Rate and term expectations
- Realistic timeline to funding
- Document checklist for your loan type
- 03
1 to 3 weeks
1 to 3 weeks
Loan packaging
This is the part most brokers skip. Our team builds the file lenders actually want to see. Cleaned-up financials, three-year projections, business plan refined or written from scratch, use of funds, lender-specific narrative. When your file goes out, it goes out polished.
- Three-year financial projections
- Business plan and feasibility analysis
- Personal and business financial statements
- Use of funds breakdown
- 04
2 to 6 weeks
2 to 6 weeks
We pitch your deal
We pick the lender from our 250+ network most likely to fund your file and pitch your deal directly. By phone. By email. To people we know. We push back on pricing, structure, and covenants. We bring you the strongest offer we can secure.
- 250+ lender, partner, and investor relationships
- Direct lender pitching, not portal submissions
- Active negotiation on rates, terms, and covenants
- CDFI and specialty options for harder deals
- 05
1 to 4 weeks
1 to 4 weeks
Close and fund
Once you accept the offer, we stay in the deal through close. Underwriting questions, document requests, last-minute conditions. We run point on all of it. You sign, the wire hits, and you go run your business.
- Underwriting management
- Document and condition tracking
- Closing coordination
- Post-close availability for the next deal
How long it takes
Timelines, honest and specific.
Fast track
Working capital, lines of credit, equipment financing. Lenders in this space can fund in 48-72 hours from packaged file when the deal is clean.
Standard
Most SBA loans and commercial real estate. Timing depends on lender underwriting queue and how quickly we collect documents.
Complex
Acquisitions with seller-side coordination, construction loans, deals requiring credit repair or restructuring. We tell you up-front what to expect.
Most brokers send your file to a long list of lenders and wait. We pick the right lender for your specific deal, pitch it directly using relationships we've built over years, and negotiate terms on your behalf. The other model treats your loan like a lottery ticket. We treat it like our reputation depends on it. Because it does.
Your loan amount, business stage, revenue, credit, industry, and collateral profile narrow the field. We then match your file to the lenders in our 250+ network whose underwriting box fits and whose appetite for that deal type is strongest right now. Lender preferences shift constantly. We know the shifts because we talk to lenders every week.
Bring it. Our in-house credit repair team can move most clients 75+ points in the first 30 days. Here's how it works:
- Pre-qualify with us at your current credit range.
- If credit is the only thing standing between you and pre-approval, we conditionally pre-approve you on the spot.
- You agree to credit repair. We get to work.
- Once your score is in range, we package and pitch your loan to the right lenders.
No additional cost for credit repair when you fund through us.
No. Pre-qualification is self-reported. You tell us your credit range, we match you to lenders. Hard pulls happen later, only after you've accepted a lender's offer. You control that step.
Flat fee on smaller loans, or a percentage on larger ones. Billed at close. No upfront retainers. No deposit. No fees if your deal doesn't fund. The exact fee depends on loan size and complexity, and we tell you upfront before any work starts.
It depends on the loan type and how quickly we get documents back from you.
- Working capital and lines of credit: a few days to a couple weeks.
- SBA loans and commercial real estate: 4 to 8 weeks typical.
- Acquisitions, construction, and credit-repair deals: 8 to 16 weeks.
We tell you upfront what timeline to expect for your specific deal.
$50,000 to $15,000,000. Below or above that range, we'll refer you to someone better suited rather than waste your time.
All 50 states. Where state law requires a license we don't hold directly, we operate through licensed partner brokers. Same process. Same team. Fully compliant.
Let's get you funded
Capital is closer
than you think.
90 seconds gets you to a real answer. Tell us what you're working on, and we'll tell you what's possible.
No credit pull. No commitment. No upfront fees, ever.